Hi, I'm a mum with two young children. Life has been unpredictable this past few years and I got in to a bad habit of using my credit card to survive. I'm at the point where I don't know what else to do. I'm struggling to keep my head above water with paying off my debt while meeting the growing basic monthly bills I have too. I feel like I don't know what else to do. I have no spare cash left over to meet the minimum monthly repayment and interest is being added at £100 per month. If anyone is interested in helping me I would be forever grateful. I don't know what else to do to get this weight off my shoulders.