I guess it is out time to have a hardship. We are both 60 years old and still working, doing out best. Both of us went out of commission at the same time. May of this year was not good to us. This summer was not good to us. 

We would not be in this position if it hadn't been for three major home expenses in one Spring/Summer season. Insulation install, we had planned for this year. Fence to keep the dogs in the yard, we did not. The deck collapsing off the back of the house, unexpected. I dipped into my 401K and had to get a loan to get the latter two finished. 

My husband fell and landed on his shoulder in May. He had to wait until the end of August to have surgery. At that same time I was on LOA not able to work due to sever joint pain only later to be found out that I have Alpha-gal. 

I did get to go back to work only for them to find a way to get me to leave my position in September. (it had been building up). I am currently working a part time position. He is still on LOA crushing his physical therapy. They are expecting that he will be back to work by the new year.  

Between May and now, we are getting behind on everything. We just need some help so we can get back on our feet an not lose our home. If it hadn't been for the projects, we would have survived this hardship.