I  personaly have been so depressed i guided my family to go with a certain funeral home in the asrea i live in normally you can sign the papers after a loved one pa#es and you can make payments monthly as you go along and thats what i did when i lost my parents  and i had no life insurance on them On january 17th i lost my mother in law  deciding to go with a different funeral home thinking i was making a good decision and i was way wrong they have blocked the picking up the ashes until its paid in full not pat and payments ,i cant changethe place over. now that i am locked in i will not bad mouth the place that has done this to my family we have been through alot in the passed 10 years my wige has not left the house she only gets out of bed to go to bathroom i am trying to boost her back up i am so worried trying everything i dont want to llose her to because of heartbreak .i feel getting the ashes home might inspire her again to be motivated i know i lost my dad 5 years ago and went through 2 years of isolation from life i push on have rizen up now i have to try asking for help i hate to ask and i pay forward every time i get help …. please help me i need good people like me to help a great guy at the aend of my ideas i can come up with