Hello,

I’m reaching out with humility and hope. I’m working hard to become debt-free so I can create a more stable future for my family, and right now a high-interest school loan is the one thing holding us back.

I’ve already reduced this loan from $39,000 down to the balance shown on the cover. While it may not seem overwhelming at first glance, the 19% interest has made it incredibly difficult to get ahead. The monthly payment alone is over $800, and with the rising cost of living and uncertainty around my job, it’s becoming harder to manage alongside our basic household bills.

My goal is simple: to pay this loan off completely and remove a financial burden that has followed me for years. Doing so would bring immediate relief and allow me to focus on supporting my family without the constant stress of compounding interest and looming payments. Every dollar raised will go directly toward paying off this loan. The amount is set slightly higher only to account for any payoff or processing fees.

Asking for help like this is not easy for me, and this is my first time ever doing so. Any contribution—no matter the size—would mean more than I can properly express. If it’s possible to reach this goal by the end of January, before the next payment due on 1/15/26, it would truly change the course of our financial future.

Thank you for taking the time to read this and for any support you’re able to give, whether through a donation or simply sharing this with others. I’m deeply grateful.