Dear Anyone who sees this ,

My Wife and I find myself in an unwanted situation and am uncertain how to navigate it. This past summer, we requested assistance from my mortgage company due to my inability to make payments. Unfortunately, I did not fully comprehend the terms, and now I owe several months of fees, with a deadline of two weeks before potential action is taken.

In addition, my utility bills have accumulated. I recently managed to pay the electricity bill, but I remain stressed by the outstanding debts, particularly with one creditor threatening legal action if I do not pay soon. I acknowledge my responsibilities in this matter and understand that it is not your obligation to assist me; however, I am in desperate need of help.

My primary concern is ensuring that my family and pets have a stable roof over our heads. Earlier this year, I was able to pay off some debts and my wife through DoorDash, but my car’s air conditioning failure has hindered her efforts, causing  phone to overheat and limiting her time. but this has sparked an interest  in her to begin a small business  (arts/crafts)  it will take time for that to pop of but I hope her well in that for now  I am embarrassed to ask for support, but if you are willing to assist, I would be immensely grateful. Any aid or guidance you can provide during this challenging time would be invaluable.

Thank you for considering my request.