My wife is just 49 years old and has been diagnosed with heart failure. She needs to have surgery soon. I lost my job in May and have been unable to get new employment, although I believe I am close to  being offweed a job but only pays about 70% of what I am used to making. With the new year all deductibles and copays started over and we are going to be broke by the end of this month and end up homeless with no way to pay for her medical expenses or living expenses. I have borrowed from everyone who would loan us money and found internet loans to be scams and come-ons for stupid junk. We are in desperate need of money now so my wife can survive this horrible health issue.