My sister  lisa pasted  away  on April  27th.  As far as I know she had 2 life insurance policies. We talked about so i or her daughters would not have to worry about   the last 4 members of our family I  had to cremate  and watch pass she was very automat  than enough to honor her last wishes. And help her daughters.  And was proud  she had  insurance  to provide for her  burial or cr insurance.  She would have  NEVER EVER allowed  her daughter  to  cash in her  life insurance.  I can't  even  fathom  the situation.   Lost beyond  belief.  That she would leave my sister in limbo.  And allow her to  be put in mass cremate  or burial  so lost at this point.  Direct   payment to Schmidt funeral home  in audubon  ia.