I'm reaching out to ask for help during a difficult financial moment. I currently owe my HOA $5,000, and I'm working hard to resolve this as responsibly as possible.

Unexpected financial challenges have made it difficult for me to catch up on this balance on my own. I'm starting a small fundraiser to help cover this amount and avoid further penalties or hardship.

Any contribution—no matter the size-would mean a great deal to me. If you're unable to donate, sharing this message or offering words of support is just as appreciated.

Thank you for taking the time to read this and for any kindness you're able to offer. I'm truly grateful For your support.