Hello everyone! My hours have been reduced significantly at work starting in the new year and my partner who helps take care of me has also been laid off. Unfortunately, this is very poor timing and puts us in a very poor position to be paying our bills let alone the unexpected ones.

Last spring, I dropped my classes due to losing my housing and got a tuition refund back to my loan provider but one of my scholarships were revoked and put towards my Fall semester. This left me with a balance that I cannot afford to pay and my schooling starts next week January 27th, 2026. I was not notified of this until this month and I can't re-enroll unless I pay this off within the week. 

While losing my housing my insurance was also changed and I've been battling this charge which they want to force to go to collections since I cannot pay it. This was for one of my many medical visits to treat my chronic pain and disability which usually go on my credit card but it is now maxed. My credit card is now due at $450 since I went over the limit as well as I need to pay this. 

This is our electric bill that I am struggling to pay. I'm waiting to get in with ILHEAP.